Starbucks matches 100% of the first 5% of contributions with immediate vesting. A partner earning $35,000 annually capturing the full match receives $1,750 in employer … Read More
Yes, self-employed people can have a 401k. In fact, they have multiple options: a solo 401k, a SEP IRA, or a SIMPLE IRA. But “can … Read More
Public school teachers don’t get 401(k)s—they get 403(b) plans, a structurally similar but operationally nightmarish alternative that costs thousands more in fees and traps teachers … Read More
UPS operates a bifurcated retirement system. Union employees (represented by Teamsters) receive a traditional defined-benefit pension (no company 401(k) match) plus access to a 401(k) … Read More
The U.S. military‘s Thrift Savings Plan (TSP) is often called the “gold standard” 401(k), but this description obscures a crucial detail: the TSP is structurally … Read More
Walmart matches 100% of the first 6% of your contributions, period. No caps, no waiting, no vesting cliffs. This is the most generous match among … Read More
In 2026, a solo 401k has a combined limit of $72,000 (for those under 50), and a SEP IRA has a limit of roughly $71,550 … Read More
Vanguard’s 401(k) withdrawal process looks deceptively simple—log in, find “Access My Money,” choose an amount—but most people miss the critical distinction between a withdrawal (permanent … Read More
A solo 401k allows you to contribute $72,000 annually if you’re under 50. But that number is useless without understanding what goes into it—and what … Read More
Amazon matches 50% of the first 4% of your contributions, up to $7,200 annually. That’s stronger than Costco’s formula but weaker than Walmart‘s. The real … Read More